Debt Collection and Repossession - hmlsearch_dir_bctitle

Debt Collection in the Maine Courts

What will happen if you're sued on a debt in Maine District Court.

Can a Creditor Put a Lien on My House?

This information is for people with low home values who want to know if someone can put a lien on their house for an unpaid debt. Request to Discharge Execution on Real Property is also explained and a form available.

Can I Get Rid of a Lien on my Car or Truck?

You can request the removal of a lien If your vehicle is worth $5,000 or less.

Common Defenses in Small Claims Cases (Third Party Collections)

Is the company suing you for a debt not the company who loaned you the money? If so, you might be able to get the case dismissed. Do-it-yourself request for dismissal forms available here.

Debt Collection

Debt collectors are calling me. What can I do?

Suggestions and form letters for three types of debt collection situations; "Stop Call", disputing the debt and asserting that "right to collect debt has expired", and request “validation of the debt”. See details here!

Downeaster Guide to Debt Collection and Repossession

The law puts limits on debt collection practices; learn what creditors can and cannot do to collect a debt.

Information for Older Consumers

The National Consumer Law Center addresses many common consumer issues including: debt collection harassment, foreclosure, bankruptcy, credit issues, and more.

What happens if I can’t pay my bills?

Part of Legal Services for the Elderly's "Know Your Rights" series. Discusses debt collectors and debt collection.